PA Insurance Department Imposes Behavioral Health Parity Penalty

The Pennsylvania Insurance Department (PID) announced that it has fined Aetna $190,000 and UnitedHealthcare $1 million for violating health insurance parity laws, including those requiring that coverage for substance use disorders and mental health be offered at the same level of benefits as medical or surgical treatment. Violations included incorrect application of copays, coinsurance, and visit limits, as well as violations involving prior authorization for treatment according to a news release. PID previously fined Blue Cross of Northeastern Pennsylvania $90,000. PID said it plans to examine all major health insurers in the commonwealth to ensure that they are in compliance with the parity laws.