Pennsylvania Insurance Exchange Sees Decline in Enrollment

Around 486,000 Pennsylvanians enrolled in Pennie coverage during the 2026 Open Enrollment period compared to 496,000 enrollees for 2025. Enrollment in 2026 went from being 11% higher at the start of Open Enrollment to being 2% lower by the end when compared to 2025.

Roughly 79,500 Pennsylvanians enrolled in coverage through Pennie for the first time, but it was clear that costs remained a barrier with new enrollment being 12% lower than last year. Nearly 18% of enrollees dropped coverage altogether. Terminations were highest among older and rural Pennsylvanians and those with incomes just above Medicaid or above the new income cliff. Fifteen of the top 20 counties, based on proportional disenrollment, were rural counties. Many in these areas relied on the enhanced premium tax credits (EPTCs), which Congress did not extend by the December 31 deadline, to afford higher premiums.

The expiration of EPTCs raised costs, leading to 85,000 people leaving Pennie coverage. Around 33,000 more Pennsylvanians enrolled in bronze plans this year compared to last year, a 30% increase. While the numbers do not seem stark in contrast at this point, typically enrollment drops after the first three months of the year due to consumers not being able to afford the plan they chose.

Check out Pennie by the numbers. 

417 Rural Hospitals at Risk of Closure

From Becker’s Hospital Review

There are 417 rural hospitals that are vulnerable to closure, according to a Feb. 10 report from Chartis, a healthcare advisory services firm.

Chartis’ Rural Hospital Vulnerability Index assesses more than a dozen indicators to identify which are statistically significant for determining the likelihood of closure.

The number of overall rural hospitals vulnerable is down from 432 last year, but Chartis said there are “notable shifts at the state level.” In Tennessee, the percentage of vulnerable hospitals increased from 44% to 61%. In South Dakota, the percentage increased from 28% to 42%. Mississippi, which Chartis said has long been a “weak spot in the rural health safety net,” saw an improvement from 49% to 42%. Kansas also saw an improvement from 47% to 44%.

Chartis’ analysis found that 17 states have 10 or more rural hospitals vulnerable to closure this year. Texas has the most with 50, followed by Kansas (44), Tennessee (27), Georgia (25), and Mississippi (24). These states are receiving a combined $1.1 billion in the first round of CMS’ Rural Health Transformation Fund initiative.

The percentage of rural hospitals at risk of closure by state is as follows:

More than 41% of hospitals

  • Arkansas
  • Florida
  • Kansas
  • Mississippi
  • South Dakota
  • Tennessee

31% to 40%

  • Alabama
  • Georgia
  • Texas

26%-30%

  • South Carolina

21%-25%

  • Louisiana
  • North Carolina
  • Wyoming

16%-20%

  • Indiana
  • Kentucky
  • Missouri
  • Nebraska
  • New Mexico
  • Oklahoma

10%-15%

  • Arizona
  • Illinois
  • Michigan
  • Minnesota
  • Nevada
  • New York
  • Ohio
  • Pennsylvania
  • Wisconsin

1%-9%

  • California
  • Colorado
  • Idaho
  • Iowa
  • Montana
  • New Hampshire
  • North Dakota
  • Oregon
  • Utah
  • Virginia
  • West Virginia

0%

  • Alaska
  • Connecticut
  • Delaware
  • Hawaii
  • Maine
  • Maryland
  • Massachusetts
  • New Jersey
  • Rhode Island
  • Vermont
  • Washington

Since 2010, there have been 206 rural hospitals that have either closed or converted to models that exclude inpatient care, such as the rural emergency hospital designation, according to the report. Texas has experienced the greatest loss of inpatient care, with 27 closures and conversions, followed by Tennessee (18), Oklahoma (13), Kansas (12), and Mississippi (12).

Read the full report here.

‘Key Informants’ Report Farmers Accept Mental Health Help but Face Barriers

Researchers suggest coordinating mental health, financial help programs to improve access, could bolster support for farmers.

Governments and organizations that provide mental health support to farmers dealing with depression, anxiety and isolation have traditionally focused on overcoming the stigma associated with getting help — but that isn’t the barrier farmers face, according to a new study by a research team led by rural sociologists at Penn State. The bigger issues, they found, are rural health care shortages, long wait times for appointments and travel time, as well as high health care costs.

The team said the most recent findings from their ongoing five-year study, published in the Journal of Rural Studies, suggest that more effective programs with added resources to address financial challenges — including efforts to help farmers navigate complex and time-consuming paperwork — could do far more to help farmers.

Farmers experience mental health problems at up to five times the national rate, according to the American Farm Bureau Federation, often related to stress caused by financial pressure and debt, uncertainty about weather and markets, and worries about farm succession and labor shortages. These concerns can be compounded by isolation in rural areas. Despite several organizations and governmental bodies investing in mental health programs for farmers such as counseling, suicide hotlines and educational workshops, many farmers still don’t use available support. According to the researchers, it was believed that this unwillingness resulted primarily from the social stigma associated with mental health challenges.

“This study is the first to look simultaneously at farmers’ willingness to seek help as well as their ability to actually get it,” said study senior author Florence Becot, Nationwide Insurance Early Career Professor and Agricultural Safety and Health Program leader in the College of Agricultural Sciences. “Overall, the investments in programs have been made with limited understanding of farmers’ ability and willingness to engage with mental health support.”

Read more.

New! Rural Health Value Glossary of Value-Based Care Terms Published

Does talking about Value-Based Care remind you of alphabet soup? The Rural Health Value team is pleased to share a new resource – a Glossary of Value-Based Care Terms. This compilation of key terms with brief definitions will help readers understand the vocabulary and terminology used in value‑based care and payment.

Related resources on the Rural Health Value website:

Rural Health Value facilitates the transition of rural healthcare organizations, payers, and communities from volume-based to value-based health care and payment models. Visit www.ruralhealthvalue.org. For more information, contact Clint MacKinney, MD, MS, Co-Principal Investigator, clint-mackinney@uiowa.edu.

2024 ACS 5-Year Data Released

The Pennsylvania State Data Center’s latest brief explores trends in educational attainment across Pennsylvania using the most recent data available from the release of the 2020-2024 American Community Survey (ACS) 5-Year Estimates. The brief examines how the share of adults with a bachelor’s degree or higher has changed across Pennsylvania’s counties, and how the distribution of degrees by field (e.g., Education, Science and Engineering, and Arts and Humanities) has shifted over time.

Other U.S. Census Bureau Reports

U.S. Decreases in Net International Migration Slowed Population Growth Across the Country

Population growth slowed to 0.5% between 2024 and 2025, which is the slowest rate since the COVID-19 pandemic. The slowdown was driven by a historic decline in net international migration. Read more here.

Census Bureau Data Show Large Gains in Educational Attainment in Metropolitan and Micropolitan Statistical Areas

Significant gains in educational attainment were made across the nation, with approximately 89% of metro areas experiencing an increase in the share of adults age 25 and over with a bachelor’s degree or higher from the 2015-2019 ACS to the 2020-2024 ACS. Read more here.

Renters in 20% of U.S. Counties Paid More in 2020-2024 than in Previous Five Years

Median monthly rent rose $100 to $1,413 nationally, with rents increasing in nearly twice as many counties as they decreased. Homeowners’ median monthly mortgage costs remained essentially unchanged at $1,963. Read more here.

New Survey Investigates Generative AI’s Impact on Demand for Workers

A survey finds that about half of respondent firms in the Third Federal Reserve District use generative artificial intelligence (AI) tools, yet its impact on labor demand among many of these firms remains limited.

Here’s what the Philadelphia Fed survey of businesses in Delaware, southern New Jersey, and eastern and central Pennsylvania found:

  • Nearly 75 percent of the respondents use some form of AI, with about half using generative AI.
  • About 70 percent of the firms using generative AI said it didn’t change their need for workers.
  • Seventeen percent of the firms reported that generative AI changed the type of workers needed, not the number.

Read the full report here.

New Report Unfolds the Finances of Hospitals in Rural Pennsylvania 

The Pennsylvania Health Care Cost Containment Council’s (PHC4) Financial Analysis 2024 – Rural Hospitalsreport displays information specific to Pennsylvania general acute care (GAC) hospitals located in rural counties. Supplementary to PHC4’s Financial Analysis, this is the second report in this new annual series, offering succinct data to support all who rely on rural health care in the Commonwealth.

Rural hospitals, which comprise 41% of Pennsylvania’s statewide total number of GAC hospitals, exhibit distinct financial characteristics. This analysis focuses on the 63 GAC hospitals located in rural areas in fiscal year 2024 (FY24). Of these 63 rural hospitals, 22 (35%) reported operating losses during FY24 based on their operating margins. The average net patient revenue for these hospitals operating at a loss was $80 million in FY24.

The key factors that may contribute to the financial challenges at rural hospitals include:

  • Decreased Reimbursements: Reduced payments from government programs such as Medicare and Medicaid placing significant financial pressure on rural hospitals.
  • Aging Populations: Rural communities often have older populations, typically requiring more complex and costly medical care.
  • Lower Patient Volume: Serving smaller populations limits revenue potential, making it harder for rural hospitals to cover operating expenses.
  • Higher Operating Costs: Geographic and logistical challenges—such as transportation, staffing shortages, and maintaining specialized services—contribute to elevated costs.
  • Uncompensated Care: Rural hospitals face a growing burden of uncompensated care, including patient bad debt and charity care.

PHC4 strives to ensure Pennsylvanians are armed with publicly available, fact-based, health care information and plans to continuously enrich its reporting and the resources it develops to bring value to communities across the Commonwealth.  PHC4 produces information used to identify opportunities to contain costs and improve the quality of care delivered. For more information, visit phc4.org or access the report here.

PHC4 is an independent council formed under Pennsylvania statute (Act 89 of 1986, as amended by Act 15 of 2020) in order to address rapidly growing health care costs. PHC4 continues to produce comparative information about the most efficient and effective health care to individual consumers and group purchasers of health services. In addition, PHC4 produces information used to identify opportunities to contain costs and improve the quality of care delivered.  

 

Pennsylvania Cost Council Accepts Special Data Requests

Through the Data Requests department, the Pennsylvania Health Care Cost Containment Council (PHC4) offers custom and standard data files to help you obtain and analyze the health care data you need for health care studies or projects. Our analysts will work with you to meet your comprehensive health care data needs.

Visit the Purchase Customized Data section of PHC4’s website for more information about our data and services, or contact JoAnne Nelson, Director of Financial Analysis and Data Requests at specialrequests@phc4.org.

CMS’s New Medicaid Profile Is Required Reading for Health Policy Professionals 

The Centers for Medicare & Medicaid Services has released its latest Medicaid and CHIP Beneficiary Profile, offering valuable insights for health policy professionals and those serving Medicaid populations.

Key findings include:

  • Medicaid covered 41.6% of all U.S. births in 2023, with some states reaching as high as 67.9%
  • Children represent 35.9% of all Medicaid beneficiaries nationally, with certain states enrolling up to 75% children
  • More than one-third of Medicaid/CHIP households also receive SNAP benefits, underscoring the opportunity for Medicaid and SNAP coordination to smooth the consumer experience and ensure efficient use of taxpayer dollars.

Read the full profile.