Record High Enrollment in Health Insurance Marketplaces

Pennie, Pennsylvania’s Health Insurance Exchange, saw record-breaking enrollment of 496,661 customers for the 2025 Open Enrollment period. Nationally 24.2 million people have enrolled in coverage with a few state-based exchanges remaining open till the end of January. While this is remarkable, those currently enrolled may not be able to access extended enhanced premium tax credits in 2026 if Congress does not extend the tax credits for 2026 and beyond. Currently, 90% of Pennie enrollees could face substantial increases in their monthly premium should these credits not continue. Since 2021 these enhanced tax credits have not only reduced monthly premiums but improved access to preventive care for chronic conditions and provided some financial security for vulnerable populations.