Restricting Short-Term Insurance Plans Won’t Increase Number of Uninsured

Short-term health insurance plans are exempt from key Affordable Care Act protections — consumers with preexisting medical conditions who purchase these plans can be denied coverage and anyone who buys one may lack coverage for key services. The Trump administration loosened regulation of short-term plans, with a stated goal of increasing coverage and reducing the uninsured rate. A new analysis indicates that it did not accomplish this: coverage did not increase and the uninsured rate did not drop.