CMS Extends the Temporary Special Enrollment Period (SEP) for Consumers Losing Medicaid or CHIP Coverage Due to Unwinding of the Medicaid Continuous Enrollment

Last week, the Centers for Medicare & Medicaid Services (CMS) issued guidance extending the special enrollment period for people who are no longer eligible for Medicaid or Children’s Health Insurance Program (CHIP) due to the end of the Medicaid continuous enrollment, also known as “unwinding,” to Marketplace coverage in states using HealthCare.govfrom July 31, 2024, to November 30, 2024.  This extension is optional for state-based Marketplaces. Consumers who are determined eligible for this Unwinding SEP will have 60 days from the date on which they submit a new or updated HealthCare.gov to make a plan.  CMS’ Job Aid entitle, Assisting Rural Consumers provides information for navigators and assisters to educate rural consumers on Marketplace and Medicaid coverage and assist with enrollment.

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