Since the conclusion of the 2026 Open Enrollment period on January 31, an additional 45,000 individuals have terminated their health coverage through Pennie.
The most significant declines occurred among households with incomes between 150% and 200% of the Federal Poverty Level, equivalent to approximately $48,000 to $64,000 for a family of four. Enrollment losses were also disproportionately concentrated among consumers aged 55 to 64, who disenrolled at more than twice the rate of those aged 18 to 25.
National data indicates this pattern is consistent with trends observed across other states. With affordability cited as the primary concern in marketplace surveys, many consumers are shifting to lower-premium plans with substantially higher out-of-pocket costs or choosing to forgo coverage entirely. Additionally, recent changes to immigrant eligibility criteria and the expiration of Enhanced Premium Tax Credits have resulted in many individuals losing access to affordable options on both federal and state-based marketplaces.