Telecommunications Infrastructure Loans & Loan Guarantees – Broadband Access

Funding Agency:
USDA – United States Department of Agriculture, Rural Development



RDApply This application intake system that allows you to apply for loans and grants for Rural Utilities Services (RUS) Programs. With RDApply, you can create an application, upload attachments, sign certifications, and draw service areas, to name a few features.

The Rural Utilities Service (RUS) at the USDA provides financing for the construction, maintenance, improvement and expansion of telephone service and broadband in rural areas. Eligibility includes rurally-located non-profit organizations, for-profit businesses, state and local governments, and Federally Recognized Tribes. For more information on other programs administered by RUS Telecommunications please visit:

Who may apply?

Most entities that provide telecommunications in qualified rural areas including:

State and local governmental entities
Federally Recognized Tribes
Non-profits, including Cooperatives, and limited dividend or mutual associations
For-profit businesses (must be a corporation or limited liability company)

What is an eligible area?

Rural areas and towns with a population of 5,000 or less
Areas without telecommunications facilities or areas where the applicant is the recognized telecommunications provider are eligible
Check with your local RD office to determine whether the proposed service area qualifies

How may the funds be used?

Funds may be used to finance broadband capable telecommunications service
Acquisitions (in certain cases)
Refinancing (in certain cases)
For additional detail see Code of Federal Regulations 7 CFR 1735

What kind of funding is available?

Cost-of-Money Loans are direct loans from USDA Rural Utilities Service
Loan Guarantees of up to 80% allow private lenders, including the Federal Financing Bank (FFB), to extend credit to qualified borrowers in rural areas
Hardship Loans may be used, at the sole discretion of USDA Rural Utilities Service, to assist applicants in meeting financial feasibility requirements for applications to serve underserved areas

More Information